Pamela Labranche 26
Q: What was your worst financial decision?
A: When I was 18, my friend and I applied for a Chase Visa credit card and we got accepted. At the time, I began attending The New York City College of Technology, and to remain in school I decided to put my $2,026.50 tuition bill on my credit card. The interest accumulated because I wasn’t making regular payments. I was charged $800 for my delinquency. I ended up leaving City Tech, but still had to pay my share of the bill and messing up my friends’ credit.